— Services & Pricing

Everything you need
to close with confidence.

From purchase to possession, Philer handles the entire closing — AI-powered, lawyer-certified, and 100% digital. One flat fee. No surprises.

View Pricing See How It Works →
Licensed in Ontario & Alberta $0 hidden fees Close in as little as 2 weeks AI-powered platform

— What We Do

One platform.
Every closing need.

Philer handles purchases, sales, refinances, and more. Our AI works around the clock so your closing doesn't have to wait.

Purchase & Sale Closing
Our flagship service. Whether buying your first home or your tenth investment property, Philer manages the entire closing — title search, document review, funds transfer, and registration — with AI precision and lawyer certification.
Buyers Sellers Investors
Refinancing
Switching lenders or renewing your mortgage? Philer handles the legal work to discharge your existing mortgage and register the new one.
Homeowners
Title Transfers
Adding or removing someone from title? Philer manages inter-spousal, estate, and gifted property transfers with full legal protection.
Families · Estates
Remote & Virtual Closings
Philer is fully virtual by design. Video consultations, digital signing, and remote registration — close from anywhere in Ontario or Alberta.
100% Online
Title Insurance
Philer helps you obtain title insurance from Canada's top providers as part of your closing — protecting your ownership against unforeseen claims.
Included in closing

— How It Works

From offer
to keys — digitally.

Four steps. No paper. No office visits. No confusion. Philer guides you through every stage of the closing with real-time updates and direct lawyer access.

01
Step One
Start Your Digital File
Tell Philer about your deal — buying, selling, or both. We set up your secure closing file in minutes and send a checklist of everything we'll need. No PDFs to print, no office visits required.
Secure digital portal Instant document checklist Agent integration
02
Step Two
AI Reviews Every Document
Philer's AI reads your purchase agreement, title history, conditions, and disclosures — surfacing errors, risks, and missing clauses before they cost you time or money. Faster and more thorough than manual review alone.
AI document analysis Title search Condition flagging
03
Step Three
Your Lawyer Reviews & Certifies
A licensed real estate lawyer reviews the AI's findings, communicates directly with you via Zoom or phone, and certifies the closing. You get machine speed with full legal accountability — not one or the other.
Licensed legal review Zoom consultation LSO-authorized
04
Step Four
Sign Digitally & Close
eSign all closing documents from any device. Funds transfer securely. On closing day, you receive your keys — and we send you a complete digital record of everything for your files.
Legal eSignature Secure funds transfer Digital closing package
Closing Progress — 123 Maple St.
File Opened
Documents received & portal created
Complete
AI Document Review
Purchase agreement & title search done
Complete
Lawyer Certification
Natalie M. reviewing
In Progress
Digital Signing
Awaiting lawyer sign-off
Pending
Closing Day
Funds transfer & key release
Pending
Overall completion 60%

— Why Philer

Philer vs.
Traditional closing.

Feature philer ✦ Traditional Lawyer
Fully digital & virtual process
Fixed, transparent pricing
AI-powered document review
Real-time status tracking
24/7 AI chat support
Typical closing time2 weeks6–8 weeks
Encrypted document storage
Licensed lawyer oversight

— Transparent Pricing

One flat fee.
Zero surprises.

All Philer pricing is fixed. You'll know the exact cost before you commit — not after the deal closes.

Essential
Purchase or Sale
For a single purchase or sale. Everything you need to close, nothing you don't.
$1,190
+ applicable disbursements
HST included
Full title search & review
AI document analysis
Licensed lawyer certification
Digital signing (eSign)
Real-time closing dashboard
Secure fund handling
Priority lawyer access
Same-day response guarantee
Get Started
Most Popular
Complete
Purchase + Sale
Buying and selling at the same time? We handle both closings at a bundled rate.
$1,999
+ applicable disbursements
Save $380 vs. two separate closings
Everything in Essential
Simultaneous close coordination
Bridge financing support
Priority lawyer access
Same-day response guarantee
Dedicated closing coordinator
Two closing packages included
Unlimited document uploads
Get Started
Enterprise
Agents & Investors
Volume pricing for agents, brokerages, and investors closing multiple properties per year.
Custom
Volume-based pricing
Starting from $899 / closing
Everything in Complete
Volume discounts (5+ closings)
Branded client portal
Agent dashboard & reporting
Dedicated account manager
API / MLS integration
Custom billing & invoicing
Priority SLA support
Contact Us
What are disbursements?
Disbursements are third-party costs every real estate lawyer must pay on your behalf — they're the same regardless of who handles your closing. Philer charges these at exact cost, with zero markup.
Land transfer tax Title insurance Government registration fees Tax certificate PPSA search Execution search Wire transfer fee

All prices are in Canadian dollars and include HST. Disbursements are charged at cost with no markup. Questions? Ask Philer AI or contact our team.

— FAQ

Common
questions.

Is Philer a real law firm?
Yes. Philer is an authorized participant of the Law Society of Ontario's Access to Innovation (A2I) program and is licensed to practice real estate law in both Ontario and Alberta. Every closing is handled and certified by a licensed real estate lawyer.
Do I need to come in person?
No. Philer is 100% virtual. All documents are signed digitally using legally binding eSignatures. Lawyer consultations take place over Zoom or phone. You never need to step into an office.
What provinces does Philer operate in?
Philer is currently licensed in Ontario and Alberta. We are actively working toward expanding to additional provinces — sign up to be notified when we launch in your region.
How fast can Philer close a deal?
Most Philer closings complete within 2 weeks from when all required documents are received. Traditional law firms typically take 6–8 weeks. The speed comes from AI handling the repetitive work — not from cutting corners.
Are there any hidden fees?
Never. Philer's legal fee is fixed and disclosed upfront before you commit. Disbursements (land transfer tax, government fees, etc.) are charged at exact cost with zero markup. What we quote is what you pay.
Who is the lawyer handling my closing?
Your closing is assigned to one of Philer's licensed real estate lawyers — you'll know their name, credentials, and contact before your file opens. Natalie McFarlane (CLO) oversees all legal operations and quality control.
Can my real estate agent use Philer?
Absolutely. Philer has a growing agent partner network with a dedicated portal, volume pricing, and direct workflow integration. Visit our Agents page or contact us to get your brokerage set up.
What happens if something goes wrong?
Philer carries professional liability (errors & omissions) insurance as required by law. Every closing also includes title insurance from a major Canadian provider. Your interests are protected at every step.

— Get Started Today

Your next closing
starts here.

Ask Philer AI any question about your deal — instantly, for free. Or request a quote and we'll be in touch within one business day.

Ask Philer AI — Free Contact A Lawyer →